Help to Buy

Help to Buy

First Time Buyer? Help to Buy could get you moving with just a 5% deposit.

What is Help to Buy?

If you’re a first-time buyer, we have some great news. Help to Buy means your dream home is closer than you think. But what is it?

It is designed to help first-time buyers purchase a newly-built home. Under this scheme, all you need is a 5% deposit and you can borrow 20% of the purchase price interest-free for the first five years*. If you live in London, you can borrow up to 40% of the purchase price, which goes a long way towards the final cost. Visit our Help to Buy blog to learn more about the scheme. 

Help-to-Buy offers a number of options to get you moving:

Content chunk

Help to Buy Equity Loan (Scotland)

The Government can lend you up to 15% of the cost of your new home and you will only need 5% deposit to buy, giving you a 85% mortgage.

Learn more
Content chunk

Equity Loan: London

If you're looking to move to London, the London Help-to-Buy Equity Loan scheme helps First Time Buyers with a 40% Government loan due to higher house prices. Under this scheme, the Government will lend you 40% of the purchase price interest-free for the first five years. You still only need a 5% cash deposit and then a 55% loan-to-value mortgage to make up the rest.

Content chunk

Shared Ownership

If you can't afford a 100% mortgage on your own then shared ownership allows you to buy a share of your home (between 25-75% of the property value) and then pay rent on the remaining share. You can then choose to buy more shares later on to increase your ownership when you can afford to.

Learn more
Why Countrywide Mortgage Services?

Why Countrywide Mortgage Services?

Countrywide have access to thousands of mortgages covering high street lenders and mortgage schemes, we also have a selected panel of mortgage lenders who provide us with variety of exclusive deals.

Read more

You may also be interested in

Steps to buying your first home

7 steps to buying your first home

Read more

Top tips for First Time Buyers

Buying your first home is a daunting process. We've pulled together 10 top tips to help you through the buying process

Read more

Mortgages explained

Mortgages can throw even the most seasoned buyers

Read more

Under one roof

We've got you covered with everything under one roof

Read more

Get in touch

Our expert team of Mortgage & Protection Consultants are available to help you find the best mortgage for you - get in touch to book an appointment.

Opening hours

Monday – Thursday 09:00 – 19:00
Friday 09:00 – 17:30

Call or Email

0800 118 2825 Phone Icon Icon set Phone Email us
Arrow up Icon Icon set Arrow up
Conveyancing
Selling
Renting
Letting

Sales: Countrywide North is a trading name of Countrywide Estate Agents Limited, Registered in England Number 00789476. Registered Office Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN.P. 
Lettings: Countrywide North is a trading name of Countrywide Residential Lettings Limited, Registered Office: Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN. Registered in England Number 02995024. Countrywide Residential Lettings Limited is a member of and covered by the ARLA Propertymark Client Money Protection Scheme. Countrywide Residential Lettings Limited is an agent and subsidiary of Countrywide Estate Agents Limited, Registered in England Number 00789476, Registered Office: Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN. Countrywide Estate Agents is an appointed representative of Countrywide Principal Services Limited which is authorised and regulated by the Financial Conduct Authority FRN 301684. VAT number 500 2481 05.

Customer feedback | Location directory | Privacy policy | Cookie policy | Terms of use | Modern slavery statement

Copyright © 2024

Website powered by Homeflow